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There are two primary ways to consolidate debt, both of which concentrate your debt payments into one monthly bill: Two additional ways to consolidate debt are taking out a home equity loan or 401(k) loan.

However, these two options involve risk — to your home or your retirement.

If you do go for it, keep it as professional as possible.

When researching loan consolidation options, you may come across what’s known as debt consolidation companies.

Some of these are legitimate, according to the Consumer Financial Protection Bureau, however, others are incredibly risky.

Remember, it’s important not to let yourself get so deeply in debt again.

Pay your bills on time, even if all you can afford is the minimum.

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It was a relatively non-violent revolution, and it helped to redefine the meaning and practice of modern revolutions (although there was violence in its aftermath).