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He said his wife kept asking him for money to invest with the women. In November 2005, Anita Silerio filed for divorce in Norfolk Circuit Court.She explained in court documents that her husband had moved out of their home more than a year earlier. Romeo Silerio did not hire a lawyer and did not attend any of his divorce court hearings, documents state."That's how you stretch it out for a lifetime."But Silerio didn't follow through.He said he met two women through some doctors he knew in Hampton Roads.It is called a "replacement fund," Susan Bradley said.She counsels lottery winners to establish such an account with their winnings."I don't know where he learned that, but he had the right idea," she said.He worried for their safety in the Philippines – particularly after word of his win spread – so he brought them to the United States on tourist visas.Silerio said that after he and Anita quit their jobs, they didn't look for new ones.

The founder of the Sudden Money Institute – a private resource center dedicated to training financial planners and others on the best way to help people handle windfalls – said Silerio had a good plan.She – with their children – finally joined him in the United States.They bought a waterfront home near Lake Smith Reservoir in Virginia Beach, a smaller house close by for his parents and a third in Norfolk that he hoped to tear down and rebuild.For Silerio, the annual checks came to about 5,960 a year after taxes.With money no longer an obstacle, Silerio hired an immigration attorney and set about completing the paperwork to bring over his wife and children.

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