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First time I've read your blog, and it's really great.

Congrats on the excellent financial planning and hard work!

I've read a few articles about this (there was a good one in the Economist a year back), and it's becoming increasingly common for people to work in their retirement years.

And often not because they need the money, but because it gives them a sense of self-worth and much needed social interaction.

" Then, I crafted a statistical model to argue that if I spend thrift and invest wise, one million dollars can be a good goal to support a happy retirement at 40.

At that time, I just purchased our first house and started the American Dream of getting rich while our net worth was at 0,000 and went up ,000 a month.

The parameters are pretty clear: 1) We probably need 0k (adjusted annually for inflation) to maintain the household if I bid farewell to the corporate life.

2) The earning power of our household business is becoming more reliable (and strong) now.

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Also, our sideline business has been minting money since 2005, which should provide a good cushion if I ever leave my full-time day job.

On the flip side, many assumptions in my original analysis are no longer true.

4) From my million-dollar portfolio, an ultra-conservative allocation should return 5-6% a year, so it is another k.

So without any sophisticated math, it appears that a million dollars is all I need for my financial independence.

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